Optty Banking

Transform your Merchant Ecosystem

Unlock the power to offer your merchants a complete, out-of-the-box global payment integration experience. Elevate your services with our intuitive business interface and drive global payment success effortlessly.

Key Benefits

Optty is transforming banks into modern fintechs

Discover how Optty's cutting-edge technology solves key challenges for banks, enabling them to thrive in the digital age.

Payments as a Service (PaaS)

By not being in the funds flow, reconciliation and settlement reporting can be seamlessly integrated for a unified payments experience.

No Code or Cost Updates

Optty’s no code or cost update model means your bank can offer cutting-edge payment solutions without additional development costs.

Global Solution

Optty’s payment integration platform spans over 135 countries, providing a truly global reach to support your merchants wherever they are.

Saving Merchants Money

Banks can help merchants save on the high cost and risk of individual payment integrations, maintenance, transaction fees and operational costs.

Attract New Merchant Accounts

Offer payment solutions that meet the needs of all industry sectors including multinationals, enterprise, SMB’s, Airlines & Travel.

Direct Merchant Contract

As Optty does not perform settlement and is not the merchant of record, all merchants contract directly with their provider of choice.

How it Works

Drive innovation at a rapid pace while minimizing risk

Optty tackles the hurdles encountered by the banking sector, empowering banks to innovate swiftly and securely.

Payment Services

Optty empowers banks to deliver a comprehensive suite of payment solutions, ensuring merchants can meet the diverse needs of their customers.

9 different payment types.

New payment methods weekly.

No additional cost for new integrations.

White Label Solution

Optty’s white label solution provides banks with a fully customisable, out of the box payment solution tailored to your brand.

Customise your own instance to fit your branding.

No additional fee for white label/customisation.

Continuous white label development.

Revenue Opportunity

Optty’s comprehensive payment integration platform opens new revenue streams for banks by offering services beyond the core offering.

Offer award winning fraud prevention brands.

Increase merchant loyalty.

Drive higher transaction volumes.

Ready to say goodbye to individual payment integrations?

Get in touch with us today to get started.

Optty Banking Diagram

Enhancing Merchant Payments with Seamless Integration

graphic showing the Optty/Bank/Merchant flowchart

Frequently Asked Questions

Have a question? Explore our FAQ section to find answers to commonly asked questions about our products and services.

Where is my customer data stored? Is it stored securely?

Optty does not retain any merchant customer data. Order data is retained in machine memory for one hour and then removed.

How does Optty charge?

Optty charges based on transaction events by a customer; successful transaction, decline, refund, timeout and capture. Learn more about Optty pricing.

How do updates to the UPP work?

The Optty owned Universal Payments Platform is updated in the background using Active:Active deployments; there is no down time or installation of updates from our merchants/partners side.

Where can I find all of Optty’s payment methods?

You can access Optty’s payments directory here. They’re constantly being updated, so check back in for more!

Still have questions?

Can’t find the answers you’re looking for? Reach out to our friendly team today.

Optty Merchant

Optty Merchant helps merchants globally with complimentary integration for fast access to diverse payment options.

Optty Partner

Optty Partner is our formidable behind-the-scenes arsenal for gateways, PSPs, and acquirers.

Unlock Limitless Ways to Pay

Integrate Optty today and enhance your payment experience in minutes.